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Michelle-Cotner-New

Michelle Cotner

Loan Officer
NMLS#: 1684969
Licensed: NE

Phone: (402) 601-1065
mcotner@prolending.com

Hello, welcome to my page.

Purchasing a new home is exciting! Before you start selecting a color scheme for the living room, you need to figure out how to finance your new home or renovation. Deciding how and where to begin the financing process can be stressful; I am here to help. As loan specialist at ProLending Home Finance I pride myself in being highly responsive to my customers. I strive to make sure all of your questions will be heard and resolved in an efficient manner.

Let me introduce myself, I am Michelle Cotner. I have been in the mortgage Industry for 15years and have advised homebuyers across the State of Nebraska with their lending needs. It would be my privilege to guide you through the home loan process. We will find the best loan program to suit your needs. What I enjoy most about being a Mortgage Advisor is developing a collaborative relationship with you while making your dreams come true; you will soon move into a new home or remodel your existing home.

When I am not assisting my customers and business partners, I enjoy spending quality time with family and friends. My husband Larry and I have one son Dillon, a daughter- in- law to be and one brand new beautiful granddaughter, named Berkli. Prolending supports the family values, I believe in. I look forward to the opportunity to work with you soon and get you prequalified for the house of your dreams.

Here are some of the products I can offer: USDA Rural Development; FNMA HomeReady; FHA Loans, Veterans Administration loans (VA), Investment Property loans; Second Home Loans; CHENOA Zero-Down Payment; “Fix and Flip” Line of Credit; Rental Portfolio loans; and much more!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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