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Joshua Carman Headshot

Joshua Carman

Loan Officer
NMLS#: 38502
Licensed: IA

Phone: (515) 979-4266
jcarman@prolending.com

Hello, welcome to my page.

Joshua has helped thousands of Homeowners and Homebuyers in Iowa, Colorado, and many other states over the past 20 years.

Whether his clients have limited down payment funds, poor credit, or just need to find the best loan terms for their situation, Joshua strives to find all available loan options for his client’s needs.

Specializing in First-time Home Buyer programs and other programs for any down payment assistance, allows Joshua to be a great source for information on “free money” that might be available.

If you’re looking for a Colorado Housing and Finance Authority (CHFA) loan, or Iowa Finance Authority (IFA) loan, you’ll be happy to know that Joshua is an expert in both loan products. From the IFA First Home program to the CHFA Down Payment Assistance Grant or the Second Mortgage Loan program, Joshua has the knowledge and advice that you’re searching for.

In Fact, Joshua has expertise in many Niche lending products. Whether you’re searching for a Renovation loan, Construction loan, USDA Rural Home loan, Minority Down Payment Grant, ITIN loan, Investment Property loan, Bank Statement loan, Veteran’s (VA) loan, or FHA loan; Joshua will have answers to your questions.

Tenemos prestamistas y representantes que hablan español disponibles.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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